Bonus Savings Account with a  favorable interest rate.

• You can now get a bonus rate applied to your Bonus Savings Account for both card payments and investments.
• The bonus for card payments is awarded if you make at least 10 payments with your debit or credit card in the given month.
• The bonus for investments is applied up to the balance of 500,000 CZK if you meet one of the conditions in the given month.
   The sum of your regular investments in mutual funds in the given month reaches at least 500 CZK.  
  OR 
   The market value of your investment portfolio reaches at least 400,000 CZK at the end of the month.

• The bonuses for card payments and investments are independent of each other. You can get them separately.
• The bonus interest is credited by the 8th day of the following month.
• The amount of bonus interest depends on the deposit amount and your current account price plan. 

* You will be awarded the maximum total annual rate of up to 4.2% applied up to 500 thousand CZK if you meet the condition of at making least 10 card payments and at the same time the condition of investing with Raiffeisenbank. If you are not interested in the investment offer, you can still get up to 4% annual interest for card payments.

Example of interest accrual:
Tom holds an EXKLUZIVNÍ účet and today, his Bonus Savings Account shows a balance of 1,600,000 CZK. He has also made 10 payments using his payment card and thus he has met the condition for being granted the bonus interest rate for card payments. At the same time, he invests 500 CZK every month by regular investments in mutual funds, fulfilling the condition for obtaining the bonus rate for investments.

The interest thus accrues as follows: 500,000 CZK will be subject to 4.2% p.a. interest and 1,100,000 CZK will be subject to 3% p.a. interest.
In the event that Tom did not invest, we would apply 4% annual interest to 500,000 CZK and 3% p.a. to 1,100,000 CZK.